Individual Services

Personal financial education designed for your unique circumstances.

Personal Budgeting Foundation

A comprehensive introduction to managing your personal finances. We examine your income, expenses, and savings patterns to create a sustainable budget that works with your lifestyle rather than against it.

From £275

Debt Management Strategy

If you are carrying debt and unsure how to tackle it efficiently, this service helps you understand different repayment strategies, prioritisation methods, and how to avoid common pitfalls that keep people in debt longer than necessary.

From £325

Retirement Readiness Assessment

Whether retirement is decades away or approaching soon, understanding pension options, savings targets, and income projections is essential. We help you develop a clear picture of where you stand and what adjustments might benefit you.

From £450

Property Purchase Preparation

Buying a home is often the largest financial decision people make. We guide you through understanding deposits, mortgage concepts, associated costs, and how to assess affordability realistically before committing.

From £395

Family Financial Planning

From budgeting for children to planning education costs and teaching financial literacy to younger family members, this service addresses the unique challenges families face when managing money together.

From £375

Financial Health Check

A comprehensive review of your overall financial situation including savings, insurance coverage, emergency preparedness, and long-term security. We identify gaps and opportunities you may not have considered.

From £295

Business Services

Financial management education for organisations of all sizes.

Cash Flow Management Training

Cash flow is the lifeblood of any business. This programme teaches your team how to forecast, monitor, and manage cash effectively, avoiding the common traps that cause otherwise profitable businesses to struggle.

From £850

Financial Reporting Fundamentals

Help non-financial managers understand balance sheets, profit and loss statements, and key performance indicators. This enables better decision-making across your organisation.

From £725

Pricing Strategy Workshop

Many businesses undercharge because they do not fully understand their costs or market position. We help you develop pricing approaches that ensure profitability while remaining competitive.

From £675

Business Budget Development

Create robust annual budgets that serve as genuine planning tools rather than documents that gather dust. Learn to build flexibility into budgets and track performance meaningfully throughout the year.

From £925

Employee Financial Wellness Programme

Financial stress affects productivity and wellbeing. Offer your staff practical money management education as a benefit, improving engagement while genuinely helping them build better financial habits.

From £1,450

Startup Financial Foundations

New businesses face unique financial challenges. This service covers everything from initial bookkeeping setup to understanding break-even points, managing runway, and planning for growth sustainably.

From £795

Service Comparison

Find the right level of support for your needs.

Feature Single Session Programme Ongoing Support
Initial Assessment
Personalised Recommendations
Written Summary
Follow-up Sessions
Progress Tracking
Email Support Limited
Resource Materials Basic Full Full + Updates
Quarterly Reviews

Benefits of Working With Us

What you gain from our educational approach.

Lasting Knowledge

Unlike services that simply tell you what to do, we teach you why. This understanding stays with you and applies to future financial decisions you have not even encountered yet.

Time Efficiency

Our structured approach means you learn what matters most without wading through irrelevant information. We respect your time and focus on practical, applicable knowledge.

Better Decisions

With improved financial understanding, you can evaluate options more effectively, whether that is choosing between savings accounts, evaluating a job offer, or deciding on business investments.

Reduced Anxiety

Financial worry often stems from uncertainty. When you understand your finances clearly, much of that anxiety naturally diminishes, even if your circumstances have not changed dramatically.

How Our Process Works

A straightforward journey from enquiry to results.

1

Initial Enquiry

Contact us to describe what you are hoping to achieve. We will have a brief conversation to understand your situation and confirm whether our services are a good fit.

2

Needs Assessment

We gather relevant information about your current financial situation, goals, and any specific challenges. This helps us tailor our approach to your circumstances.

3

Service Delivery

Whether through individual sessions, workshops, or ongoing consultations, we deliver practical education and guidance. You will learn concepts and apply them to real situations.

4

Application Support

We help you implement what you have learned and address questions that arise as you apply new knowledge. The goal is confident, independent financial management.

Common Questions About Our Services

Answers to what clients typically want to know.

The prices shown are starting points. Final costs depend on the complexity of your situation and the depth of service required. We provide a clear quote before any work begins, and there are no hidden fees. For business services, we can often structure payments to suit your cash flow.
Yes, all our services are available via video call. Many clients prefer this for convenience, and we have found it equally effective for education purposes. In-person sessions are available at our Edinburgh, London, and Manchester locations.
We want you to feel confident in your decision. If after the first session you feel our service is not what you expected, we offer a full refund. For longer programmes, we can discuss adjustments or refunds for unused portions if circumstances change.
Absolutely. Our services complement rather than replace professional financial advice. We often work alongside clients' existing accountants and advisers, helping clients understand and engage more effectively with the advice they receive from regulated professionals.
We typically schedule initial consultations within one to two weeks of enquiry. For business programmes with multiple participants, we recommend booking at least three weeks in advance to ensure availability and allow time for any preparation needed.

Ready to Get Started?

Contact us to discuss which service best fits your needs. There is no obligation, and we are happy to answer any questions.

Get in Touch